.preapproval {
  text-align: center;
  padding: 56px 24px 64px;
  background: #ffffff;
}

.preapproval h2 {
  margin: 0 0 16px;
  font-size: clamp(22px, 3vw, 34px);
  font-weight: 800;
  color: var(--ink);
  line-height: 1.3;
}
.preapproval h2 .accent {
  color: var(--purple);
  font-weight: 700;
}

.preapproval p {
  margin: 0 0 28px;
  font-size: 16px;
  color: var(--gray);
}

.preapproval-btn {
  background: var(--purple);
  color: #fff;
  font-weight: 700;
  font-size: 15px;
  padding: 15px 34px;
  border: none;
  border-radius: 10px;
  cursor: pointer;
  transition: background 0.15s ease, transform 0.15s ease;
}
.preapproval-btn:hover {
  background: var(--plum-dark);
  transform: translateY(-1px);
}

@media (max-width: 600px) {
  .preapproval { padding: 40px 20px 48px; }
  .preapproval h2 { line-height: 1.4; }
}

/* ============ КАРТОЧКИ ВИДОВ КРЕДИТОВ ============ */
.loan-cards {
  padding: 20px 40px 64px;
  background: #f7f5f9;
}

.loan-cards-grid {
  max-width: 1400px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.loan-card {
  position: relative;
  border-radius: 14px;
  overflow: hidden;
  aspect-ratio: 3 / 4;
  background-size: cover;
  background-position: center;
  box-shadow: 0 6px 20px rgba(35, 32, 43, 0.08);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.loan-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 32px rgba(35, 32, 43, 0.16);
}

.loan-card-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to top,
    #ffffff 0%,
    #ffffff 42%,
    rgba(255, 255, 255, 0.75) 58%,
    rgba(255, 255, 255, 0) 75%
  );
}

.loan-card-content {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  padding: 20px 20px 24px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
}

.loan-card-content h3 {
  margin: 0;
  font-size: 15.5px;
  font-weight: 700;
  color: var(--purple);
  line-height: 1.4;
}

.loan-card-content p {
  margin: 0;
  font-size: 14px;
  font-weight: 700;
  color: var(--ink);
  line-height: 1.5;
}

.loan-card-btn {
  display: inline-block;
  background: var(--purple);
  color: #fff;
  font-weight: 700;
  font-size: 13.5px;
  padding: 10px 20px;
  border-radius: 8px;
  white-space: nowrap;
  transition: background 0.15s ease;
}
.loan-card-btn:hover {
  background: var(--plum-dark);
}
.loan-card-btn-soon {
  background: #b3a9bb;
  cursor: default;
}

/* Адаптив карточек */
@media (max-width: 1100px) {
  .loan-cards-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .loan-cards { padding: 16px 20px 48px; }
  .loan-cards-grid { grid-template-columns: 1fr; gap: 18px; }
  .loan-card { aspect-ratio: 4 / 3.4; }
}